Residential Property Insurance Claims

what happens when your home is damaged

Your homeowners insurance covers certain types of damage. Most often sudden and accidental damage such as a plumbing pipe burst, hurricane or windstorm damage, fire, and appliance leaks are covered by homeowners policies. If you find damage to your home it is important to report the damage early, however, your insurance company may not have your best interest in mind. Having an attorney representing you during your insurance claim can make all the difference. We understand insurance policies and work to maximize your recovery.

Experience You Can Trust

We are a family owned law firm and have years of experience handling homeowners claims. We work with you from the beginning of the claim through resolution. We have litigated hundreds of homeowners insurance claims and helped homeowners to get the money they need to put their property back together.

Access to your Attorney

We pride ourselves on communication with our clients. Because we are a boutique law firm, you have direct access to your attorney. We are just a call, text, or email away.

TYPES of RESIDENTIAL CLAIMS
WE HANDLE

Water Damage

Roof Leaks

Hurricane / Windstorm

Hailstorm

Fires

Plumbing Leaks

Mold

Theft/Vandalism

What to Do After Your Home Is Damaged

If your home is damaged by a hurricane, storm, roof leak, fire, or another event, what you do next matters.

Protect your home and family. Address safety concerns first. If it is safe, take steps to prevent further damage, such as covering a roof leak. Keep receipts for emergency repairs.

Take photos and videos. Document the damage before making repairs. However, avoid making repairs before filing a claim unless it is an emergency.

Contact Eisenstein Legal early. Before discussing your claim with the insurance company, contact us for a free consultation. We can explain your options and help you understand the next steps. If you have already reported the damage, we may still be able to help.

Keep your records. Save your insurance policy, photos, receipts, estimates, letters, and emails from your insurance company.

Get guidance before making decisions. Insurance companies may ask you to provide information or sign documents. Once retained, Eisenstein Legal can help manage communications with your insurer and guide you through the claims process.

Why claims get denied or underpaid

Insurance companies often deny or underpay claims by saying the damage is old wear and tear, that it was caused by something the policy doesn't cover (like flooding instead of wind), or that it was reported too late. Many of these decisions are based on the insurance company's own inspection. You have the right to challenge them.

Learn more on our blog: Your Insurance Company Sent an Engineer to Your House. What Are They Really Looking For? · Why Was Your Property Damage Claim Denied? (And How to Fight Back) · Windstorm vs. Flood: What’s the Difference in Coverage?

Need Help with Your Insurance Claim?

We are experienced property damage lawyers based in central florida. however, We represent property owners throughout the state, using modern technology to make the process seamless so you get clear communication, strong advocacy, and dedicated support wherever you are in Florida.

How Eisenstein Legal Works for You

A simple four-step process to help you fight unfair insurance practices and secure the recovery you deserve.

Free Consultation

Tell us about your insurance claim issues, and our team will review your case at no cost.

Case Evaluation

We analyze your claim, policy, and insurer’s response to build a strong legal strategy.

Impactful Action

We expertly negotiate with the insurance company to achieve a fair compensation and, if needed, we purposefully pursue legal action.

Timely Recovery

We prioritize the timely recovery of compensation, bringing you peace of mind and closure as quickly as possible.